White-label business
Run a fully branded fintech under your own name — not a reseller account on someone else's app.
White-label VTU & digital services platform
Launch your own VTU business in minutes
DataEngine gives you a fully branded VTU & digital-services business — airtime, data, bills, wallets, agents, WhatsApp commerce and an API. Your brand, your pricing, your customers. Powered by FlexCloud Technologies.
- Bank-grade security
- Instant settlement
- No setup fee
Settled
₦4.2M today
0.0M+
Transactions processed
0K+
Active customers
0+
Active tenants
0+
Agents earning
0.00%
Platform uptime
0s
Avg. settlement
Why DataEngine
Not another VTU reseller. Your own fintech.
Ordinary VTU sites rent you a sub-account. DataEngine hands you the whole business — brand, customers, wallet, pricing and the technology behind it.
Your own branding
Custom logo, colours, subdomain and domain. Your customers never see DataEngine.
Your own pricing
Set retail prices and margins per service. Every sale earns the markup you decide.
Your own customers
You own the customer relationship and the data — wallets, KYC and history all sit under your tenant.
Your own wallet system
A double-entry ledger with virtual accounts, instant funding and zero overdraft risk.
Your own dashboard
A real-time control room for transactions, revenue, customers, agents and disputes.
Your own commissions
Build an agent network with multi-tier commissions and automated payouts.
WhatsApp commerce
Customers buy airtime, data and bills by chatting — no app install required.
Developer API
A documented REST API with sandbox keys, idempotency and webhooks to power your own apps.
Multi-tenant architecture
Bank-grade isolation: row-level security keeps every tenant's money and data sealed off.
Everything included
One platform. Every digital service.
From airtime to agent banking, DataEngine ships the full stack your customers expect — no plugins, no piecing together vendors.
Airtime
Instant top-ups across MTN, Airtel, Glo and 9mobile.
Data Bundles
SME, corporate and gifting plans with smart provider routing.
Cable TV
DSTV, GOTV and StarTimes subscriptions in seconds.
Electricity
Prepaid and postpaid bills for every major disco.
Exam Pins
WAEC, NECO and JAMB result and registration PINs.
Wallet
A secure, double-entry wallet with real-time balances.
Virtual Accounts
Dedicated NUBAN accounts for instant bank-transfer funding.
Transfers
Move value between wallets quickly and safely.
Beneficiaries
Save and reuse recipients for one-tap repeat purchases.
Bulk SMS
Reach customers at scale with sender-ID messaging.
WhatsApp Commerce
Conversational ordering and support inside WhatsApp.
Referral System
Reward customers and tenants for organic growth.
Cashback
Configurable rewards that keep customers transacting.
Reports
Exportable transaction, revenue and settlement reports.
Analytics
Live dashboards for volume, margin and provider health.
Agent Banking
Multi-tier agent networks with automated commissions.
API Access
REST API, sandbox keys, webhooks and idempotency.
KYC
Tiered identity verification with limits and audit.
Notifications
Email, SMS, WhatsApp, push and in-app alerts.
How it works
A clear path for everyone
Whether you are buying, reselling or building a business, getting started takes minutes.
- 1
Register
Create a free account with your phone number in under a minute.
- 2
Fund your wallet
Top up instantly via your dedicated virtual account or transfer.
- 3
Buy services
Airtime, data, cable, electricity and exam PINs — instantly.
- 4
Earn rewards
Collect cashback and referral bonuses every time you transact.
Join DataEngine
Pick how you want to start
Buy services, resell for commission, or launch a whole platform. There is a path for everyone.
Customer
Buy airtime, data and bills with rewards on every purchase.
Benefits
- Instant wallet & virtual account
- Cashback and referral bonuses
- Save beneficiaries for one-tap buys
Requirements
- • A Nigerian phone number
- • Takes under 1 minute
Tenant
Launch your own branded VTU & digital services business.
Benefits
- Your brand, pricing and customers
- Full operator dashboard
- WhatsApp commerce & API access
Requirements
- • Business name & owner details
- • No setup fee — start free
Agent
Earn commissions selling digital services in your community.
Benefits
- Multi-tier commissions
- Single funded wallet
- Sell every service from one app
Requirements
- • Approval by a platform operator
- • A funded wallet to start
Pricing
Simple, transparent plans
Start free and earn on margin. Upgrade when you are ready for unlimited scale, branding and API access.
MonthlyAnnual · save ~17%
Free
For beginners getting started.
Freeforever
- Create account
- Basic VTU selling
- Customer management
- Basic wallet
- Limited transactions
- Basic support
Verified
For growing businesses.
₦1,667/mo · billed yearly
- Everything in Free
- Verified badge
- Higher transaction limits
- Agent management
- Reports
- Branding
- Priority support
Business
For serious companies.
₦4,167/mo · billed yearly
- Everything in Verified
- API access
- Unlimited customers
- Multiple staff
- Advanced reports
- Custom branding
- Dedicated support
All plans include the core wallet, virtual accounts and instant settlement. Prices in Naira, exclusive of VAT.
Agent opportunity
Turn everyday transactions into daily income
Become an agent under any DataEngine operator and earn commissions selling airtime, data, cable, electricity and more — to your community, from your phone.
- Earn on every sale
- Transparent multi-tier commissions credited automatically to your wallet.
- One funded wallet
- Load capital once and sell every service from a single balance.
- Build a sub-network
- Recruit sub-agents and earn an override on their volume too.
- Grow with data
- Track your sales, commissions and best-selling services in real time.
Average top-agent monthly commission
₦0
Data bundles₦92,400
Airtime₦46,200
Electricity & cable₦31,500
Sub-agent overrides₦14,900
Illustrative figures. Actual earnings depend on your operator's commission rates and your sales volume.
Your Brand VTU
online · typically replies instantly
Hi 👋 I want to buy 2GB data
Sure! Which network? MTN, Airtel, Glo or 9mobile?
MTN
MTN 2GB (30 days) — ₦1,200. Reply with your PIN to confirm. ✅
••••
Done! 2GB sent to 0803••••567. Balance: ₦18,300. 🎉
WhatsApp Commerce
Sell where your customers already are
Turn WhatsApp into a full sales channel. Customers order and pay in a conversation; you keep them engaged with broadcasts and automated flows — all on the same secure wallet and ledger.
- Chat-to-buy ordering
- Customers buy airtime, data and bills inside WhatsApp — no app install, secured with a transaction PIN.
- Customer engagement
- Answer questions, share receipts and re-engage customers right where they already chat.
- Broadcast messaging
- Send targeted promotions and updates to opted-in customers at scale.
- Marketing automation
- Automated welcome flows, funding alerts and re-order nudges keep customers active.
Apps & dashboards
Beautiful on every screen
Your customers get polished native apps; you get a powerful operator control room — all from the same platform.
- Native Android & iOS apps for customers
- Responsive dashboards for tenants & agents
- Wallet, virtual accounts & instant funding
- Full transaction history with receipts
Security & trust
Built to bank-grade standards
Money demands more than good looks. DataEngine is engineered for correctness, isolation and auditability from the ground up.
Encryption everywhere
Secrets and API keys are encrypted at rest; all traffic is encrypted in transit.
Secure payments
Transaction PINs with lockout, double-entry wallets and non-negative balance guarantees.
Audit logs
Append-only, chain-hashed logs of every sensitive action — wallet, lifecycle and refunds.
Fraud prevention
Idempotent operations, rate limiting and tiered KYC limits curb abuse and double-spend.
Data protection
PostgreSQL row-level security isolates every tenant's money and customer data.
Backups & uptime
Managed infrastructure with regular backups and monitored, high-availability uptime.
Loved by operators
Businesses growing on DataEngine
From solo resellers to multi-agent operators, teams trust DataEngine to run their money.
“We launched our own branded VTU app in a weekend. The white-label dashboard is everything we needed — branding, pricing and agents in one place.”
“Settlement is genuinely instant and the wallet never goes negative. Our customers trust the platform and our agents love the commissions.”
“WhatsApp commerce changed our business. Customers order airtime and data by chatting — no app to install. Conversion shot up.”
“The API and sandbox made integration painless. Idempotency and webhooks meant we never double-charged a single customer.”
“As an agent I earn every single day from one funded wallet. The commission structure is transparent and payouts are automatic.”
“Reporting and analytics give us a real control room. We see revenue, margin and provider health live — it feels like a bank's back office.”
FAQ
Questions, answered
Everything you need to know about registration, wallets, payouts, security, pricing and the API.
Still have a question? Talk to our team.
Ready to launch your VTU business?
Join thousands of tenants, agents and customers on DataEngine. Start free in minutes — no setup fee, no card required.